Guides / Lloyds Banking Group dividends: when they are paid, what the dates mean and where to check
Lloyds Banking Group dividends: when they are paid, what the dates mean and where to check
Lloyds Banking Group pays two dividends a year: a final dividend in May and an interim dividend in September. Each has its own ex-dividend, record and payment dates, and Lloyds' own financial calendar is the place to check them.
Short answer: both 2026 payments have been made. The final dividend for 2025 was paid on 19 May 2026 and the interim dividend for 2026 on 15 September 2026. As of 19 October 2026, Lloyds has not published any dates for the next dividend. The date to watch is the ex-dividend date: to receive a dividend, you need to hold the shares before it.
When does Lloyds pay dividends? The usual pattern
Lloyds pays twice a year, and each payment is tied to a set of results:
- Final dividend: announced with the full-year results, which Lloyds publishes in late January or February. It is paid in May.
- Interim dividend: announced with the half-year results in late July. It is paid in September.
Lloyds' own records show this pattern. The final dividend was paid on 21 May 2024, 20 May 2025 and 19 May 2026. The interim was paid on 10 September 2024, 9 September 2025 and 15 September 2026.
The latest interim dividend: amount, ex-dividend, record and payment dates
Lloyds' Dividends and share buybacks page and its financial calendar give the interim dividend for 2026 as:
- Amount: 1.58p per share. Lloyds says this is up 30% on the prior year (the interim for 2025 was 1.22p).
- Ex-dividend date: Thursday 6 August 2026.
- Record date: Friday 7 August 2026.
- Last day to join or leave the dividend reinvestment plan (DRIP): 24 August 2026.
- Payment date: 15 September 2026.
The latest final dividend: amount and dates
The final dividend for 2025 was announced with the 2025 preliminary results on 29 January 2026:
- Amount: 2.43p per share.
- Ex-dividend date: Thursday 9 April 2026.
- Record date: Friday 10 April 2026.
- Last day to join or leave the DRIP: 27 April 2026.
- Payment date: 19 May 2026.
These are past payments, given here to show how the timetable works. They do not tell you what future dividends will be. Holders of Lloyds American Depositary Receipts (ADRs) have separate record and payment dates and an amount in US dollars. Lloyds lists these separately on its Dividends page.
What each date means: ex-dividend, record, payment
Each dividend moves through four steps, in this order:
- Announcement: the board announces the amount and the timetable, which Lloyds does with its results. The London Stock Exchange requires a dividend to be announced at least six business days before the record date.
- Ex-dividend date: Lloyds' calendar puts it this way: "Shares purchased on or after this date are not entitled to next dividend payment."
- Record date: in Lloyds' words, the date that "determines which shareholders are entitled to dividend payment". Lloyds checks its share register on this date.
- Payment date: the date the money is paid. For Lloyds it has been five to six weeks after the record date.
It is the ex-dividend date that decides who gets paid, because trades take time to settle. Under the London Stock Exchange's 2026 timetable, the record date is normally a Friday, and with T+2 settlement the ex-dividend date falls one business day earlier. A share bought on the ex-dividend date does not settle in time to be on the register on the record date.
- Bought before the ex-dividend date: you receive the dividend, even if you sell on the ex-dividend date itself.
- Bought on or after the ex-dividend date: the seller receives it.
This is changing. The Exchange's 2027 timetable says the UK moves to T+1 settlement on 11 October 2027. From then, the ex-dividend date and the record date fall on the same business day, and no shares will go ex-dividend between 4 and 18 October 2027. For a fuller explanation, see what the ex-dividend date means.
Where to check the next date: Lloyds financial calendar and results announcements
There are two places to check, both on Lloyds' investor relations site:
- The Financial calendar, which lists results dates and, once they are announced, ex-dividend, record, DRIP and payment dates.
- The results announcements, which state the dividend per share and its timetable. The Exchange requires dividend details to be in the body of the announcement itself.
On 19 October 2026, the calendar listed the Q3 interim management statement for 29 October 2026 and the preliminary results for 2026 for 28 January 2027. The 28 January announcement is when a final dividend for 2026 would normally be declared. The calendar had no dividend dates for 2027. Lloyds says calendar dates can change. This page does not forecast whether a dividend will be paid or how much it will be.
Why third-party dates and forecasts can differ from the company's own
Finance sites copy dates from somewhere else. A site may show an estimate before Lloyds has announced anything, carry over last year's pattern, or miss a later change. Some also mix up the dates: the record date (10 April 2026) is sometimes given as the ex-dividend date (9 April 2026), which puts the cut-off a day late.
A forecast dividend is someone's estimate. Until the board declares a dividend and Lloyds announces it, no dividend exists. If two sources disagree, use Lloyds' own announcement and calendar.
Dividend per share, total dividend and share buybacks: how to tell them apart
- Dividend per share: the amount paid on each share you hold, such as 1.58p.
- Total for the year: the interim and final for the same financial year added together. For 2025 that was 1.22p plus 2.43p, which is 3.65p per share. The final for a year is paid in the following year, so 2025's total was paid partly in 2025 and partly in 2026.
- Share buyback: Lloyds buying its own shares in the market. This pays no cash to shareholders who keep their shares. Lloyds lists buybacks separately from dividends. Its £1.75 billion programme announced with the 2025 results ran from 30 January to 24 September 2026. A further programme of up to £1.0 billion, announced with the 2026 half-year results, began on 31 July 2026.
Lloyds describes its dividend policy as "progressive and sustainable". The board still decides each payment, and Lloyds' own history shows that payments can stop. The final dividend for 2019 was cancelled after a request from the Prudential Regulation Authority, and no interim was paid in 2020. Between the final for 2008 and the final for 2014, Lloyds paid no ordinary dividends. It gives the HM Treasury recapitalisation and the European Commission state aid review as the reasons for the early part of that gap.
Dividends are not the same as the share price, and news tone is not a forecast
Searches for "Lloyds bank share price dividend" often expect a single number, but there are two. The share price is what the market pays for a share at a given moment, and it changes all day. The dividend is a fixed amount per share that the board declares. Knowing one does not tell you the other. This page shows no live price. For the current price, see the Lloyds investor relations site or the London Stock Exchange website.
How dividends are paid and taxed in general terms
Lloyds pays dividends in cash. You can choose to reinvest them instead through its DRIP, which Equiniti Financial Services Limited runs. Equiniti buys shares in the market for members of the plan, and the DRIP terms on Lloyds' site set out the charges. See how dividend reinvestment plans work.
For the 2026 to 2027 tax year (6 April 2026 to 5 April 2027), gov.uk gives these figures:
- Dividend allowance: £500 a year.
- Tax on dividends above the allowance: 10.75% at the basic rate, 35.75% at the higher rate and 39.35% at the additional rate.
- ISAs: you do not pay tax on dividends from shares held in an ISA. The 2026 to 2027 ISA allowance is £20,000.
The rates can change from one tax year to the next, so check gov.uk/tax-on-dividends. This is general information, not personal tax advice.
How Lloyds dividend news shows up on MarketFrame
Every morning, MarketFrame reads the UK business news on every FTSE 100 company. It scores the tone of each company's coverage from -10 (clearly bad news for the company) to +10 (clearly good). The scores are free to read, with an archive from 30 September 2026.
The Lloyds Banking Group news history shows how coverage has read day by day, including around results days, when dividends are announced. The banks sector page shows Lloyds alongside the other FTSE 100 banks, and the daily FTSE 100 news hub covers the whole index.
A tone score describes how the news read. It does not forecast the share price or the dividend. A run of positive headlines does not mean a bigger payment, and a bad week does not mean a cut. To look up another company, start with the full FTSE 100 company list.
Questions people ask
When is the next Lloyds dividend paid?
As of 19 October 2026, Lloyds has not published a date. Both 2026 payments have been made: the final for 2025 on 19 May and the interim for 2026 on 15 September. A final dividend for 2026 would normally be announced with the preliminary results, which Lloyds' calendar lists for 28 January 2027.
What date are Lloyds paying dividends?
In 2026, Lloyds paid the final dividend for 2025 on 19 May and the interim dividend for 2026 on 15 September. In 2024 and 2025 the payments also fell in May and September. Lloyds lists each payment date in its financial calendar.
How much is the latest Lloyds dividend per share?
The latest is the interim dividend for 2026: 1.58p per share, paid on 15 September 2026. Lloyds says that is up 30% on the prior year. The final dividend for 2025 was 2.43p per share. Past amounts do not tell you what the next one will be.
What does the ex-dividend date mean for Lloyds shares?
It is the first day the shares trade without the right to the next dividend. Lloyds' calendar puts it this way: shares bought on or after this date are not entitled to the next payment. For the 2026 interim, the ex-dividend date was 6 August 2026.
Where do I find the official Lloyds dividend dates?
On the Lloyds Banking Group investor relations site. The Dividends and share buybacks page lists past amounts and dates. The Financial calendar lists upcoming results and dividend dates. Lloyds says calendar dates can change, so check there before relying on one.